Privacy Policy

How we manage your personal information

Facts

WHAT DOES GREEN MOUNTAIN CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect, and share depend on the product or service you have with us. This information can include:

  • Social Security Number
  • Account Balances
  • Credit History
  • Name, Address, and income
  • Payment History
  • Credit Scores

How?

All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information, the reasons Green Mountain Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Green Mountain Credit Union share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureausYesNo
For our marketing purposes – To offer our products and services to youYesNo
For joint marketing with other financial companies YesNo
For our affiliates’ everyday business purposes – Information about your transactions and experiencesNoDo Not Share
For our affiliates’ everyday business purposes – Information about your creditworthinessNoDo not share
For our affiliates to market to you –NoDo not share
For non-affiliates to market to you –NoDo Not Share

Questions?

Call us at 802-864-6892 or toll-free at 800-360-6892, or visit us online at greenmountaincu.com

Who we are
Who is providing this notice?Green Mountain Credit Union
What we do
How does Green Mountain Credit Union protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secured files and buildings, procedural safeguards and safe record storage. We will continue to review and modify our security controls in the future to deal with changes in products, services and technology.
How does Green Mountain CU collect my personal information?We collect your personal information, for example, when you
  • Start an Account
  • Apply for a loan
  • Use your credit or debit card
  • Pay your bills
  • Make deposits to or withdrawals from your accounts with us
We also collect your personal information from others, including credit bureaus or other companies.
Why can’t I limit all sharing?Federal law gives you the right to limit
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies.
  • Green Mountain Credit Union has no affiliates
Non-affiliatesCompanies not related by common ownership or control. They can be financial and nonfinancial companies
  • Green Mountain Credit Union does not share with non-affiliates so that they can market to you.
Joint MarketingA formal agreement between non-affiliated financial companies that together market financial products or services to you. Our marketing partners include:
  • Investment Companies
  • Insurance Companies
  • Credit card and Mortgage companies
Other Important Information
Certain features (such as payment services) of your Online Banking and Mobile Banking app need to access your device’s contacts in order to complete transactions efficiently. Also, certain features require access to your camera (for facial recognition or for mobile deposit). In addition, the Mobile Banking app also may periodically collect, transmit, and use geolocation information to support features that prevent fraudulent card use and alerts, but only if you expressly authorize collection of such information. You may choose whether geolocation information can be monitored on a continuous basis in the background, only while the app is being used, or not at all. You can change these permissions at any time in your device settings.