SHARE SAVINGS ACCOUNT
A minimum deposit of $25.00 is all that is needed to open a Share Savings Account and entitles you to membership and privileges of being a credit union member. Dividends are compounded and paid quarterly on balances of $100 or more based on the average daily balance method. Access you account through Call 24, CU Check card or Home banking.

FREE SHARE DRAFT
(CHECKING) ACCOUNT
No minimum balance and no per check charge.

FREE PRINTED CHECKS
Your first order of printed checks is absolutely free.

FREE TRAVELERS CHECKS
There is no fee for VISA traveler's checks with an active share draft account.

FREE CASHIERS CHECKS

FREE ATM/DEBIT CARD
No charge for a credit union ATM card and transactions are free at any Falcon ATM. Foreign fees and bank surcharges may apply at non-Falcon ATMs. ATM cards can also be used at Point-of-Sale (POS) locations for handy withdrawals when making a purchase, free of
charge.

HOME LOANS
Mortgages and Home Equity Loans.

SHARE CERTIFICATES
Certificates generally pay a higher rate of interest than other savings accounts because a minimum investment of $500 is required and you leave you funds on deposit for a specified term. A variety of terms are available. Interest is compounded and paid monthly based on an average daily balance.

SPECIAL SAVINGS ACCOUNTS

Are you looking to save for something special. Green Mountain offers you the option of setting up a club account to save for those special occasions or specific financial needs.

Christmas Club - Save year round for holiday shopping. The balance of you club is automatically transferred into your share account each year during the second week of October.

FREE CALL -24
Use our automated voice response system 24 hours a day, 7 days a week to check your balance and make transfers, all at no cost to you.

OVERDRAFT PROTECTION
Overdraft line of credit available to qualified applicants.

MONEY MARKET ACCOUNT
A Money Market Account offers easy access plus a higher dividend rate. Requires a minimum balance of $500. Dividends are compounded and paid quarterly based on a daily balance.

LOW CONSUMER LOAN RATES
Low consumer loan rates available all the time. Financing available for everyting from autos to homes.

VISA CREDIT CARD
VISA Credit Card with every day low interest rate.

DIRECT DEPOSIT & AUTOMATIC PAYROLL DEPOSITS
Your paycheck, pension, social security or other regular income can be automatically deposited at the credit union and we will disburse the proceeds to all your accounts at no cost to you. Automatic deposit is the quick and easy way to make your deposit. And, it is the easy way to save for Christmas, taxes, even a trip or vacation.

ON-LINE BANKING
Green Mountain on-line is always open...24-7. Green Mountain On-line is always close by... available on any PC with internet access. Check your GMCU account balances. Review your account transactions to verify deposits and checks cleared. Download account information to popular financial software such as Quicken or Microsoft Money. Transfer funds between your accounts. Green Mountain On-line is your virtual connection to your credit union.

BILL PAYMENT
Members with Green Mountain On-line can enjoy the convenience of automatic bill payments from their GMCU checking account. No more writing checks and spending hours paying bills. Set up recurring payments or one time payments; fixed amounts or changing amounts. Pay anyone from the cable company to your neighbor's son cutting the grass. Bill Payer is currently FREE to members.

INDIVIDUAL RETIREMENT ACCOUNTS (IRA)
We offer Regular, Roth and Education IRA Accounts with no annual fee. Dividends are compounded and paid quarterly, using an average daily balance method.