| Loan Rates
Green Mountain Credit Union is now a Quality Mortgage Partner with CU Members Mortgage. For current mortgage rates and more information click here.
Dividend Rates Certificate Rates
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About Disability Insurance for Loans
Loan Rates Check out N.A.D.A for accurate vehicle book values.
Current Mortgage Rates
VEHICLE LOANS 100% financing |
YEAR |
APR
As Low As
|
MAX TERM |
| New Car, Truck or Motorcycle |
2009 |
5.49% |
36 Months |
| New Loans Only |
5.99% |
48 Months |
| 6.49% |
60 Months |
| 6.99% |
72 Months |
| Used Car, Truck or Motorcycle |
2002-2008 |
5.74% |
36 Months |
| New Loans Only |
6.74% |
48 Months |
| 7.74% |
60 Months |
| Used Car, Truck or Motorcycle |
1996-2001 |
8.50% |
36 Months |
| 1995 & older |
8.99% |
48 Months |
| Older Vehicles |
|
9.99% |
36 Months |
| |
10.99% |
48 Months |
RECREATIONAL VEHICLES New or Used |
APR
As Low As |
MAX TERM |
| Snowmobiles & ATV's |
7.50% |
48 Months |
7.99% |
60 Months |
8.99% |
120 Months |
OTHER SECURED |
APR
As Low As |
MAX TERM |
| Other Secured |
11.50% |
72 Month |
| Share Secured |
8.00% |
48 Months |
| GMCU Share Certificate |
8.00% |
CD Term |
| |
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UNSECURED LOANS |
MAX AMOUNT |
APR
As Low As |
MAX TERM |
| Overdraft Loan (subject to credit approval) |
$500. |
18.00% |
Revolving |
| Signature Line |
$5,000 |
16.00% |
Revolving |
| Signature Loan |
$10,000 |
16.00% |
60 Months |
TIME NOTES |
| Unsecured Loan |
$10,000 |
16.00% |
30-90 days |
| Secured Loan |
|
Secured Rate |
30-90 days |
HOME LOANS |
MAX AMOUNT |
APR
As Low As |
MAX TERM |
| Home Improvement Loan |
$5,000 |
12.00% |
60 months |
| Home Equity Line of Credit |
$125,000 |
6.00% |
180 months |
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| Index: Wall Street Journal Rate Adjustments Quarterly |
| Rates effective 3/31/09 until further notice. |
TOP Dividend Rates
ACCOUNT |
RATE |
APY* |
| Regular Shares |
0.25% |
0.250% |
| Christmas Club |
0.25% |
0.250% |
| Special Savings |
0.25% |
0.250% |
| Share Drafts |
0.00% |
0.00% |
The dividend rates and *annual percentage yields (APY) are the rates and yields
as of the last dividend declaration date which is set forth in the Rate Schedule.
These rates are determined by the Board of Directors and may change at any time.
NEW Tiered Dividend Rates
Save More....Earn More
Money Market Accounts
ACCOUNT |
RATE |
APY* |
| $2000.00 to 9,999.99 |
0.30% |
0.300% |
| $10,000 to 49,999.99 |
0.45% |
0.451% |
| $50,000 to 99,999.99 |
0.60% |
0.602% |
| $100,000 and over |
0.70% |
0.702% |
The minimum balance required to open a Money Market Account is $500.00
Which must be maintained to earn a dividend. Account limitations apply. IRA Accounts
Regular, Roth and Coverdall Education IRA Accounts available at your credit union.
ACCOUNT |
RATE |
APY* |
| $500 to 9,999.99 |
0.75% |
0.753% |
| $10,000 to 49,999.99 |
1.00% |
1.004% |
| $50,000 to 99,999.99 |
1.25% |
1.257% |
| $100,000 and over |
1.50% |
1.510% |
Rates effective 9/30/09 and subject to change. APY refers to Annual Percentage Yield which is a percentage rate that reflects the total amount of dividends to be paid on an account base on the dividend rate and frequency of compounding for an annual period. For all accounts, the dividend rate and annual percentage yield may change at any time as determined by the board of directors. NEW...NOW THERE IS A CHOICE FOR YOUR IRA DEPOSITS...NEW CERTIFICATE IRA AVAILABLE. CALL FOR MORE INFORMATION.
TOP
Certificate Rates Your best rates in town are at your Credit Union!
TERM |
RATE |
APY |
06 Months |
1.00% |
1.005% |
12 Months |
1.50% |
1.510% |
18 Months |
1.65% |
1.663% |
24 Months |
1.75% |
1.764% |
36 Months |
2.00% |
2.018% |
48 Months |
2.25% |
2.273% |
60 Months |
2.50% |
2.529% |
The Annual Percentage Yield (APY) is offered as of 09/24/09 and assumes principal and interest remain on deposit until maturity. Substantial penalty for early withdrawal. Rates subject to change without notice.
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