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Loan Rates

Dividend Rates

Certificate Rates

About Term Life Insurance for Loans

About Disability Insurance for Loans


Loan Rates

Check out N.A.D.A for accurate vehicle book values.

VEHICLE LOANS 100% financing
YEAR
APR
As Low As
MAX TERM
New or Used Car, Truck, Motorcycle 2003 - 2014 2.99% 24 Months
New Loans Only
New or Used Car, Truck, Motorcycle 2005 - 2014 3.49% 36 Months
New Loans Only
New or Used Car, Truck,Motorcycle 2008 - 2014 3.99% 48 Months
2009 - 2014
New or Used Car, Truck, Motorcycle   4.49% 60 Months
 


RECREATIONAL VEHICLES New or Used
APR
As Low As
MAX TERM
Snowmobiles & ATV's
3.49%-6.99%
24-72 Months

OTHER SECURED
APR
As Low As
MAX TERM
Other Secured
11.00%
12-48 Months
Share Secured
R+3.00%
12-48 Months
GMCU Share Certificate
R+3.00%
CD Term

UNSECURED LOANS
MAX AMOUNT
APR
As Low As
MAX TERM
Overdraft Loan (subject to credit approval)
$500.
18.00%
Revolving
Signature Line of Credit
$5,000
16.00%
Revolving
Signature Loan
$10,000
9.00%
60 Months

TIME NOTES
Unsecured Loan
$10,000
16.00%
30-90 days
Secured Loan
Secured Rate
30-90 days

HOME LOANS
MAX AMOUNT
APR
As Low As
MAX TERM
Home Improvement Loan
$5,000
12.00%
60 months
Home Equity Line of Credit
$150,000
Prime + 2.00%
180 months
Current Rate 6%
Index: Wall Street Journal Rate Adjustments Quarterly
Rates effective 12/31/13 until further notice.

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Dividend Rates

ACCOUNT
RATE
APY*
Regular Shares
0.10%
0.100%
Christmas Club
0.10%
0.100%
Special Savings
0.10%
0.100%
Share Drafts
0.00%
0.00%

The dividend rates and *annual percentage yields (APY) are the rates and yields
as of the last dividend declaration date which is set forth in the Rate Schedule.
These rates are determined by the Board of Directors and may change at any time.


NEW Tiered Dividend Rates
Save More....Earn More

Money Market Accounts

ACCOUNT
RATE
APY*
$2000.00 to 9,999.99
0.05%
0.050%
$10,000 to 49,999.99
0.10%
0.100%
$50,000 to 99,999.99
0.15%
0.150%
$100,000 and over
0.20%
0.200%

The minimum balance required to open a Money Market Account is $2,000.00
Which must be maintained to earn a dividend. Account limitations apply.

IRA Accounts
Regular, Roth and Coverdall Education IRA Accounts available at your credit union.

ACCOUNT
RATE
APY*
$500 to 9,999.99
0.05%
0.50%
$10,000 to 49,999.99
0.10%
0.100%
$50,000 to 99,999.99
0.15%
0.150%
$100,000 and over
0.20%
0.200%

Rates effective 12/31/13 nd subject to change. APY refers to Annual Percentage Yield which is a percentage rate that reflects the total amount of dividends to be paid on an account base on the dividend rate and frequency of compounding for an annual period. For all accounts, the dividend rate and annual percentage yield may change at any time as determined by the board of directors. CALL FOR MORE INFORMATION.

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Certificate Rates

Your best rates in town are at your Credit Union!

TERM
RATE
APY
06 Months
0.25%
0.25%
12 Months
0.40%
0.401%
18 Months
0.50%
0.501%
24 Months
0.50%
0.501%
36 Months
0.75%
0.753%
48 Months
1.00%
1.005%
60 Months
1.45%
1.460%

The Annual Percentage Yield (APY) is offered as of 12/31/13 and assumes principal and interest remain on deposit until maturity. Substantial penalty for early withdrawal. Rates subject to change without notice.

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