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Loan Rates

Green Mountain Credit Union is now a Quality Mortgage Partner with CU Members Mortgage. For current mortgage rates and more information click here.

Dividend Rates

Certificate Rates

About Term Life Insurance for Loans

About Disability Insurance for Loans


Loan Rates

Check out N.A.D.A for accurate vehicle book values.

Current Mortgage Rates

VEHICLE LOANS 100% financing
YEAR
APR
As Low As
MAX TERM
New Car, Truck or Motorcycle 2009 5.49% 36 Months
New Loans Only 5.99% 48 Months
6.49% 60 Months
6.99% 72 Months
Used Car, Truck or Motorcycle 2002-2008 5.74% 36 Months
New Loans Only 6.74% 48 Months
7.74% 60 Months
Used Car, Truck or Motorcycle 1996-2001 8.50% 36 Months
1995 & older 8.99% 48 Months
Older Vehicles   9.99% 36 Months
 

10.99%

48 Months

RECREATIONAL VEHICLES New or Used
APR
As Low As
MAX TERM
Snowmobiles & ATV's
7.50%
48 Months
7.99%
60 Months
8.99%
120 Months

OTHER SECURED
APR
As Low As
MAX TERM
Other Secured
11.50%
72 Month
Share Secured
8.00%
48 Months
GMCU Share Certificate
8.00%
CD Term

UNSECURED LOANS
MAX AMOUNT
APR
As Low As
MAX TERM
Overdraft Loan (subject to credit approval)
$500.
18.00%
Revolving
Signature Line
$5,000
16.00%
Revolving
Signature Loan
$10,000
16.00%
60 Months

TIME NOTES
Unsecured Loan
$10,000
16.00%
30-90 days
Secured Loan
Secured Rate
30-90 days

HOME LOANS
MAX AMOUNT
APR
As Low As
MAX TERM
Home Improvement Loan
$5,000
12.00%
60 months
Home Equity Line of Credit
$125,000
6.00%
180 months
Index: Wall Street Journal Rate Adjustments Quarterly
Rates effective 3/31/09 until further notice.

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Dividend Rates

ACCOUNT
RATE
APY*
Regular Shares
0.25%
0.250%
Christmas Club
0.25%
0.250%
Special Savings
0.25%
0.250%
Share Drafts
0.00%
0.00%

The dividend rates and *annual percentage yields (APY) are the rates and yields
as of the last dividend declaration date which is set forth in the Rate Schedule.
These rates are determined by the Board of Directors and may change at any time.


NEW Tiered Dividend Rates
Save More....Earn More

Money Market Accounts

ACCOUNT
RATE
APY*
$2000.00 to 9,999.99
0.30%
0.300%
$10,000 to 49,999.99
0.45%
0.451%
$50,000 to 99,999.99
0.60%
0.602%
$100,000 and over
0.70%
0.702%

The minimum balance required to open a Money Market Account is $500.00
Which must be maintained to earn a dividend. Account limitations apply.

IRA Accounts
Regular, Roth and Coverdall Education IRA Accounts available at your credit union.

ACCOUNT
RATE
APY*
$500 to 9,999.99
0.75%
0.753%
$10,000 to 49,999.99
1.00%
1.004%
$50,000 to 99,999.99
1.25%
1.257%
$100,000 and over
1.50%
1.510%

Rates effective 9/30/09 and subject to change. APY refers to Annual Percentage Yield which is a percentage rate that reflects the total amount of dividends to be paid on an account base on the dividend rate and frequency of compounding for an annual period. For all accounts, the dividend rate and annual percentage yield may change at any time as determined by the board of directors. NEW...NOW THERE IS A CHOICE FOR YOUR IRA DEPOSITS...NEW CERTIFICATE IRA AVAILABLE. CALL FOR MORE INFORMATION.

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Certificate Rates

Your best rates in town are at your Credit Union!

TERM
RATE
APY
06 Months
1.00%
1.005%
12 Months
1.50%
1.510%
18 Months
1.65%
1.663%
24 Months
1.75%
1.764%
36 Months
2.00%
2.018%
48 Months
2.25%
2.273%
60 Months
2.50%
2.529%

The Annual Percentage Yield (APY) is offered as of 09/24/09 and assumes principal and interest remain on deposit until maturity. Substantial penalty for early withdrawal. Rates subject to change without notice.

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